Now is the perfect moment to seize the opportunity and choose the home that resonates with your lifestyle. Picture yourself in a brand-new residence, tailored to your preferences and designed for modern living. By reserving your lot and floor plan today, you not only secure your dream home but also open the door to a vibrant community waiting to welcome you. Feel free to extend the invitation to friends, as this is more than a home; it’s a shared experience. Make plans, create memories, and embark on a new chapter by choosing your home today!
What is the process like?
FAQ
| Site-Built Homes | Manufactured Homes | |
|---|---|---|
| Construction | Everything built onsite | Built in sections at a factory, then combined onsite |
| Foundation | Slab or basement with concrete footings below frost line | Steel chassis anchored to concrete piers below frost line |
| Type of Financing | Conventional bank mortgage or Cash | Personal property loan or Cash |
| Financing Process | Many steps, often takes months | Easier, quicker process, no abstract and no inspection, can close in less than two weeks! Lenders include Green State, Cascade, and Triad. |
| Down Payment | 5-20%, depending on credit and desired interest rate | 5-20%, depending on credit and desired interest rate |
| Interest Rates | Varies based on the current treasury bond market | Starting about 1% higher than conventional mortgage rates (depends on credit and down payment) |
| Loan Duration | Typically 30 years, or shorter if desired | Typically 25 years, or shorter if desired |
| Property Tax and HOA Fees | About $5,000 property tax per year (for similar sized site-built home) HOA fees vary by neighborhood | About $300 property tax per year. Lot fee of $555 per month (subject to adjustments) which includes HOA services such as common area snow removal and landscaping maintenance, security cameras, and future possible amenities like a storm shelter, clubhouse, and walking/dog trails. |
| Insurance Costs | Comparable to similar sized manufactured home. | Comparable to similar sized site-built home. |